f building your credit is your major goal, then a credit union, rather than a traditional bank is likely your best bet. Because they are non-profit, credit unions are better able to serve the needs of their customers. Banks exist to maximize their shareholders’ profits, which often conflicts with what is best for the...Read More

Adjustable Rate Mortgages Vs Fixed Rate Mortgages When you’re looking to buy a new home, you’ll need to decide whether to get an adjustable rate mortgage or a fixed-rate one. Adjustable-rate mortgages have lower introductory rates, but they also have caps on interest rates. These differences make them a good choice for some people. Adjustable-rate...Read More