PROS

• No Annual Fee
• 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter)
• 1% cash back on all other purchases
• Discover will match all the cash back you earn in your first year
• No foreign transaction fee
• free FICO® Score every month and monitor your credit progress. After eight months, Discover will automatically review your account to see if you qualify for an unsecured card.
  

CONS

• Standard variable APR of 22.99% variable

PROS

• 5% cash back on two categories of your choice (up to $2,000 in combined purchases each quarter)
• 2% cash back on one everyday category (such as gas or groceries)
• 1% cash back on everything else.
• $25 bonus when you redeem $100 or more in cash back in a single redemption

CONS

• $29 ANNUAL FEE
• standard APR of 25.99% variable

PROS

• Flexible security deposit. You can either pay the full amount of your credit line ($200 to $1,000) or pay as little as $49 or $99, depending on your creditworthiness
  

CONS

• NO ANNUAL FEE
• standard APR of 26.99% variable

PROS

• Instant approval
• No security deposit, social security number or credit check required to apply
• 1% cash back on all purchases
• Up to $600 in cell phone protection when you pay your bill with the card.
• The card has no annual fee
• No foreign transaction fee 

CONS

• standard APR of 18.74% to 24.74% variable

• PROS

  • No annual fee
  • No foreign transaction fee
  • 4 points per dollar spent on dining
  • 2 points per dollar spent on gas stations, grocery stores and streaming services
  • 1 point per dollar spent on everything else
  • 25,000-point bonus when you spend $1,000 in the first 90 days, which is worth $250 in travel redemption

  CONS

  • Standard APR of 18.99% variable
  • refundable security deposit of at least $300 to get a credit line

• PROS

  • Introductory APR of 0% for six months on purchases, then 12.99% – 21.99% variable.
  • No foreign transaction fee
  • 5% cash back on rotating categories each quarter (up to $1,500 in purchases after activation)
  • 1% cash back on all other purchases
  • Discover will match all the cash back you earn in your first year.
  • $20 statement credit each school year when you maintain a GPA of 3.0 or higher (for up to five years)

CONS

• 12.99% – 21.99% variable APR (after 6 mos.)

PROS

• NO ANNUAL FEE
• It offers 2% cash back on every purchase (1% when you buy and 1% when you pay) redeemable as a statement credit, direct deposit, a check or a gift card.

CONS

• 3% foreign transaction fee
• APR of 13.99% – 23.99% variable.
• You must pay your balance in full every month to earn the full 2% cash back.