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The importance of Estate Planning cannot be underestimated. Properly drafted wills will ensure that your assets are passed to the people you wish to benefit. Often, these documents are drafted with the assistance of a lawyer. If you have a family member who isn’t the most computer-savvy, estate planning is an excellent way to avoid...
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Consumer Reports’ annual list of the best and worst credit cards is a must-read for anyone with poor credit. It highlights the high interest rates and fees, confusing rewards programs, and bad customer service associated with the top issuers. While these cards are not ideal for anyone with excellent financial standing, they are still an...
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How Much Car Can I Afford? The amount of money you have to spend on a new car is a big decision. You’ll have to figure out how much you can afford on a monthly basis and whether you can pay the monthly payments. Fortunately, there are several online affordability calculators to help you. Use...
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Why You Should Buy Rather Than Lease A Car If you are thinking of buying a new car, you may be wondering why you should buy rather than lease. The first reason is cost: leasing is much more expensive than buying a vehicle outright. Even though the monthly payments are lower, there is a high...
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Get Your Free Annual Credit Check Every year, consumers can order a free copy of their credit reports, which will allow them to see how they have improved or worsened. These reports are provided by Equifax, Experian, and TransUnion. If you want to see your own report, you can do so once a year by...
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Best states for retirement
  WalletHub’s Many retirees find that states without an income tax are ideal. However, a state’s property tax rate may be too much for lower-income taxpayers. Also, retirees should be aware of the availability of good public transportation and convenient services. A state with low taxes on property is the most attractive option for those...
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Which Is Better – A Bank Debit Card Or A Prepaid Debit Card? While both cards offer a great deal of convenience, they have some key differences. One major difference is the fact that bank debit cards are subject to the same FDIC insurance, which protects up to $250,000 in bank accounts. In addition, prepaid...
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Teach your kids about money
When you’re trying to teach your kids about money, you have several options. Start by explaining the concept of money. Explain what a credit card is and how to use it. Then, as your child grows older, explain how it can affect your finances. If your child is ready, you can also teach him or...
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